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Open a UK bank account

Get a current account so you can be paid and pay rent.

About 45 minutes

Where this comes from

Source
MoneyHelper (government-backed guidance)
Applies to
UK-wide
Last checked
12 September 2026
Next review
12 October 2026
Rule status
Current guidance
Risk
Medium risk

Why this applies to you: You need an account that can receive wages and pay rent before either becomes urgent.

Why this next?

Employers pay into UK accounts and landlords expect UK payments. This blocks income even when a job offer exists.

What it unlocks: Salary payments, rent, bills and credit history.

How to do it

  1. Gather proof of identity and proof of UK address.
  2. Compare a high-street account and an app-based account.
  3. Apply and set up online banking.

Official sources

Always confirm details on the official source. Agumba is not legal or immigration advice.

Record completion

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What you end up with: A written order of your first-month tasks and what each one unlocks.

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